The simple ways of doing things.

The simple ways of doing things.

(a) Start with a firm foundation.

     -Paid off all debts, excluding your house.

     -Saved up three to six months of expenses.

(b) Determine how much you need to save.

      -It is the amount of money, you will need to enjoy your life. 

(c) Invest 15% of your income into a good retirement plan--401K or Roth 401K.

(d) Think about retirement investments as a long marathon, not a sprint. The more you invest in your retirement account, the more favor that compound interest will have on it.