BEAT DEBT FAST

Always prepare questions to ask the interviewer and make sure that the questions are appropriate. Examples of the best way to prepare for these questions are listed below and discuss throughout the article. Everyone enjoys talking about their own stuff and themselves. Remember that the goal after the interview is to sale yourself to the interviewer and show them that you are an asset for their company. Ask them, if there is an impending project that you can help the company, once you get started with them. Do not focus on your own selfish idea for the moment, always referring to what you can do to add value to them and help grow the company's bottom line. Kindly ask the interviewer if there is anything, he or she will like you to work on as you are waiting for their reply and when they will like you to write an email/call them to find out their answer to your application. Always extend thank you to them for the opportunity and write an email after the interview for taking the time...

Life is full of unexpected headaches. Like your car breaking down on the highway or your water heater flooding your entire basement. Everyone has a few of these things happen each year—or each month, it can seem!  And this stuff is not cheap. So how do you pay for it all?  While it’s impossible to know which emergencies life will spring on you, you can go ahead and prepare. Because  something  will happen. Eventually. Take a lesson from the folks in this video, and get ready for life’s big fixes before they start. The secret to being ready for your next “unexpected” expense is to go ahead and expect it.  We call this Baby Step 1—saving $1,000 in your starter emergency fund. Save it  before  you pay off debts,  before  you save for retirement, and  before  you fund your kids’ college educations. First means first. And if you need to use your emergency fund, that’s okay.  Just replenish it before you ...

How to Turn Your Car Payment Into a Million-Dollar Retirement Do you ever feel like you’re out of cash before your paycheck even clears the bank? If so, you’re not alone. A recent CareerBuilder survey found that three-quarters of Americans live paycheck to paycheck—and that money crunch affects their ability to build a bright future. Cost of living is the top reason people don’t save more for retirement, according to Ramsey Solutions research. These statistics come as no surprise when you consider that  we owe more than $1 trillion in car loans alone , according to Experian Automotive. What would happen to your retirement outlook if you got rid of your car payment? Is that goal even possible? Let’s take a look. Americans Spend More and Pay Longer for New Cars Each quarter, Experian Automotive releases data on the latest car financing trends. Their most recent report provides an unsettling look at how Americans fund their new rides: Nearly nine in...

When you start thinking about buying your first house, it’s easy to let your emotions run the show. Before you know it, you’re stalking homes for sale on your home-browsing app, rearranging your schedule so you can do drive-bys, and researching creative financing options that would allow you to buy a house with next to nothing down. It’s all too easy to land in a house you can’t afford, and that mistake can affect your ability to build wealth in the long run. But understanding the steps of the home-buying process empowers you to make smart decisions about your home purchase. The Home-Buying Process Is a Marathon Let’s take a deep breath. Buying a house takes time. And no house—even that perfectly cute bungalow on the corner with the fenced-in backyard—is worth jumping into before you’re ready. You know what’s more important than the house you buy?   How you buy that house . The decisions you make in the home-buying process can make a difference between a home that i...

  Weekly Market Update by PLP Advisors Markets last week were pretty calm.  Stocks and metals both rose ever so slightly, which left the Dow to Gold ratio virtually unchanged. If you’re a new reader, the Dow to Gold ratio takes the value of the Dow in US Dollars and divides it by the price of gold per ounce in US Dollars.  Last week with both stocks and metals markets moving up marginally the Dow to Gold ratio barely moved edging down from 17.03 to 17.01. If you’ve been a long-term reader of “Portfolio Watch” you know that we are predicting a large move downward for the Dow to Gold ratio.  We are ultimately expecting that this ratio will fall from current levels to around 1, which means the Dow and gold will be at parity.  In order for that to occur, stocks will have to fall significantly or gold will have to rise significantly, or both. Stocks falling and gold rising would likely be the outcome if there was a deflationary outcome to th...

Gartman: The oil bear market has turned crude into a ‘worthless’ commodity Crude is tracking for its worst first half in at least 20 years. Gartman, a big commodities player, says a bounce is possible, but there's more pain in store. The downturn "may be a black swan for the oil industry itself, but it's a white swan or the economy in general," he added. CNBC.com 635 SHARES Gartman: Oil is heading 'egregiously' lower   Friday, 23 Jun 2017 | 10:40 AM ET | 02:58 Crude oil has officially entered a bear market, and Commodities king Dennis Gartman told CNBC the pain is far from over. In a recent interview, the editor and founder of The Gartman Letter saidoil conglomerate OPEC was losing the war on oil, especially in light of the ascension of Saudi Arabia's new crown prince, Mohammed bin Salman. Crude oil is down nearly 20 percent in 2017, and is tracking for its ...